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Accidental Death and Total Disablement | |||||||
Adult | RM 300,000.00 | RM 325,000.00 | RM 500,000.00 | RM 300,000.00 | RM 500,000.00 | RM 250,000.00 | RM 100,000.00 |
Child | RM 75,000.00 | RM 81,250.00 | RM 125,000.00 | RM 50,000.00 | RM 250,000.00 | RM 25,500.00 per child (Family Plan) | RM 100,000.00 (Family Plan) |
Medical Expenses | RM 500,000.00 | Yes | RM 10,000,000.00 | RM 300,000.00 | RM 350,000.00 | RM 300,000.00 | RM 15,000.00 |
Due to Accident | Yes | Yes | Yes | Yes | RM 175,000.00 (Child) | Yes | RM 30,000.00 |
Up to age 69 years | Yes | RM 2,000,000.00 | Yes | Yes | Yes | Yes | Yes |
Above age 69 years | Yes | RM 500,000.00 | Yes | Yes | Yes | Yes | Yes |
Due to Sickness | |||||||
Up to age 69 years | Yes | RM 1,000,000.00 | Yes | Yes | Yes | Yes | Yes |
Above age 69 years | Yes | RM 150,000.00 | Yes | Yes | Yes | Yes | Yes |
Travel Cancellation | |||||||
Cancellation Expenses | RM 30,000.00 | Actual Cost | RM 30,000.00 | RM 15,000.00 | RM 25,000.00 | RM 15,000.00 | RM 10,000.00 |
Travel Curtailment | RM 30,000.00 | Actual Cost | RM 30,000.00 | RM 18,000.00 | RM 25,000.00 | RM 15,000.00 | RM 10,000.00 |
Emergency Medical Evacuation & Repatriation | RM 3,000,000.00 | Unlimited | Unlimited | RM 300,000.00 | RM 10,000,000.00 | RM 300,000.00 | RM 10,000.00 |
Repatriation of Mortal Remains | RM 3,000,000.00 | Unlimited | Unlimited | RM 300,000.00 | RM 10,000,000.00 | RM 10,000.00 | RM 5,000.00 |
Full Terrorism Cover | Covered | Covered | Not covered | Not covered | Covered | Not covered | Not covered |
Cashless admission - on major city | No | Yes | Yes | No | No | No | No |
COVID-19 | |||||||
COVID-19 Coverages | Yes | Yes | Yes | (due to Stage 3 to Stage 5 treatment) | Yes | No | No |
Medical Expenses (incurred Overseas) | RM 500,000.00 | RM 450,000.00 | RM 800,000.00 | RM 300,000.00 | RM 350,000.00 | Not covered | Not covered |
Travel Cancellation / Curtailment | RM 30,000.00 ( admitted hospital ) | RM 50,000.00 | RM 30,000.00 | RM 5,000.00 | RM 25,000.00 | No | No |
Out-of-country COVID-19 Diagnosis Quarantine Allowance (Up to 14 days) | N/A | N/A | RM 500.00 / day up to RM 7,000.00 | N/A | N/A | No | No |
Daily Hospital Income - Maximum coverage | RM 250.00 per day up to 30 days | RM 350.00 per day up to 60 days | N/A | RM 150.00 per full day up to RM 4,000.00 | RM 350.00 per day up to RM 15,000.00 | No | No |
Quarantine Allowance (Exclude Mandatory Quarantine) | N/A | N/A | N/A | RM 100.00 per full day up to RM 1,400.00 | N/A | N/A | No |